It was 2015 we were struggling with our credit. We felt like we had tried everything to get it back on track, but nothing seemed to work. We scoured the internet for advice, followed tips from books, and still saw no improvement in our scores.

Finally, after months of hard work, we decided enough was enough - it was time to take matters into our own hands. With that thought in mind, we started a business focused on helping others repair their credit just as we had tried to do ourselves. Our first two clients? Us!

We worked tirelessly over the next few years understanding every facet of credit repair so that we could help others who were stuck in similar situations as us before. It paid off – by the end of 2020, more than 10,000 people had used our services and over 12,000 items had been removed from their reports!

Seeing what a difference this knowledge made for people inspired us even further: if one person can learn how to fix their own credit report successfully why not teach them how? So with that mission we started teaching classes about responsible financial management across multiple states - empowering thousands more individuals to take control of their finances without having to rely on outside sources like banks or institutions.

By 2021 not only did we repair our own credit score, but did it twice and helped many others too! The feeling is indescribable when you know you've helped someone turn things around by giving them access to resources they wouldn't have otherwise known existed – knowing that your efforts are making a positive impact is truly something special. BUT the CREDIT didn't stop there after being leveraged over 750k in debt & thinking we were doing in BIG we really wasn't we were broke! 515,000 was our home mortgage in Puerto Rico, 60,000 was our brand new 2021 Mach E, 100,000 was 2 personal loans, and 75,000 was credit cards. On the outside we looked great , we brought what we wanted and even flew private jets...now that's not to say we didn't have the money we did but we also had the credit so instead of the monthly household income of 32,000 we could've used we spent like we had an income of 50,000.00 due to available credit.

5 years of doing this and being as cautious as possible life happened to us like it does for everyone. Our business income dropped , we used credit to stay afloat. Behind 3 months of our 3000.00 mortgage at 3.1 % rate, I was declaring bankruptcy.. WHY?? because I had people telling me that's what everyone does , they rack up debt and file bankruptcy and start the game back over. After paying a lawyer and having a talk with God , I told the lawyer she can keep the deposit as we are packing up and moving back to the USA. 2 years later, we avoided bankruptcy and paid off 750,000 in debt by doing some simple smart steps. We are young but we are also wise in life &

THIS IS WHY WE ARE HERE TODAY !!